| Learning Outcomes |
At the end of this course, the students;
- Be able to explain the structure of the banking system and the basic functions of banks.applications.
- You can distinguish between basic banking products and services.
- You can explain how deposit, loan, payment, and money transfer transactions work.
- Can use the concepts of foreign exchange, currency, effective currency, and exchange rate.
- It can perform currency buying and selling transactions and cross-rate calculations.
- They can assess the impact of exchange rate risk on businesses.
- You can compare the basic payment methods used in foreign trade.
- You can explain the functioning of letters of credit and basic negotiable instruments.
- It can solve fundamental application problems related to banking and foreign exchange transactions.
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| Course Contents |
| WEEK |
TOPICS |
|
1st Week |
Introduction to Banking and Basic Concepts; The concept of a bank, the functions of banking, its place in the financial system, and the importance of banking activities in the economy. |
|
2nd Week |
Turkish Banking System and Types of Banks; Deposit, participation, development, and investment banks; Central Bank of Turkey (TCMB), Banking Regulation and Supervision Agency (BDDK), and Savings Deposit Insurance Fund (TMSF); the general structure of the banking system. |
|
3rd Week |
Deposits and Bank Accounts; Demand/term deposits, Turkish Lira and foreign currency accounts, account opening, IBAN, the concept of interest, and simple applications. |
|
4th Week |
Payment and Money Transfer Transactions in Banking; Wire transfer, EFT, FAST, SWIFT, credit and debit cards, automatic payment, digital payment systems. |
|
5th Week |
Loans and Loan Transactions; Individual and commercial loans, loan types, loan evaluation process, interest, maturity, installments, and loan cost. |
|
6th Week |
Collateral and Risk in Banking; Guarantee, pledge, mortgage, letter of guarantee; credit risk, liquidity risk, interest rate, and exchange rate risk. |
|
7th Week |
Digital Banking and Current Banking Applications; Internet/mobile banking, open banking, fintech, digital banks, e-money, and banking security. + General Review; Concepts and applications of the first 7 weeks. |
|
8th Week |
Midterm Exam. |
|
9th Week |
Introduction to Foreign Exchange Transactions; The concept of foreign exchange, foreign currency, effective rate, convertibility, foreign exchange markets, introduction to spot and forward transactions. |
|
10th Week |
Exchange Rates and Rate Calculations; Buying-selling rate, foreign exchange/effective rate, cross rate, exchange rate margin; TL-foreign currency and foreign currency-foreign currency calculations. |
|
11th Week |
Foreign Exchange Position and Exchange Rate Risk; The impact of exchange rate changes on businesses, open/closed position, exchange rate risk; basic introduction to forward, futures, option, and swap transactions. |
|
12th Week |
Payment Methods in Foreign Trade; Cash payment, payment against goods, payment against documents, acceptance credit payment, and letter of credit. |
|
13th Week |
Letter of Credit and Foreign Exchange Documents; Parties to and operation of a letter of credit; bill of exchange, promissory note, check; commercial documents, transport documents, and basic foreign trade documents. |
|
14th Week |
Foreign Exchange Transactions Applications and General Review: Exchange rate calculations, bank transaction examples, foreign trade payment scenarios, case analysis, and end-of-period review. |
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