CREDIT POLICY AND EVALUATION

BANK421

Course Code: BANK421
Semester: Seventh Term (Fall)
Theory+Practice: 3 + 0
ECTS: 5

Course Type

Compulsory Course

Course Level

Bachelor's Degree

Year of Study

Semester

Seventh Term (Fall)

ECTS

Name of Lecturer(s)

Assistant Professor Bade Ekim Kocaman

Learning Outcomes

At the end of this course, the students;

Define credit and explain credit elements.
Explain basic credit rules (10C and 3D).
Gain knowledge about the reasons for financing needs in businesses and the factors affecting loan pricing.
Make financial statements suitable for analysis.
Master the analysis techniques used in credit analysis.
Have knowledge about early warning systems within the scope of credit management.
Discuss how bad loans can affect banks and the economy.

Mode of Delivery

Face to face

Prerequisites

Recommended Optional Programme Components

None

Course Description

This course covers the evaluation of the quantity and quality of business assets, the analysis of the structure and assessment of business resources, the collateralization characteristics of assets, and the measurement of the reliability of financial statements.

Course Contents

WEEK	TOPICS
1^st Week	Definition of credit and its elements.
2^nd Week	Credit types and credit pricing
3^rd Week	Loan granting priciples.
4^th Week	Taking financial statement to a format that is convenient for analysis.
5^th Week	Methods used in credit analysis.
6^th Week	Used the analysis of credit rate analysis
7^th Week	Pro forma financial analysis technique and application areass
8^th Week	Midterm exam
9^th Week	Principles of credit analysis reports for editing.
10^th Week	Project papers.
11^th Week	Project papers
12^th Week	Project papers
13^th Week	Project papers
14^th Week	General Review

Recommended or Required Reading

Babuşcu, Ş., Hazar, A., & Ekim Kocaman, B. (2017). Kredilendirmede finansal tablolar analizi. Akademi Consulting.

Planned Learning Activities and Teaching Methods

Lecture
Discussion
Questions/Answers
Project
Presentation

Assessment Methods and Criteria

	Quantity	Percentage (%)
Mid-term	1	40
Total(%)		40
Contribution of In-term Studies to Overall Grade(%)		40
Contribution of Final Examination to Overall Grade(%)		60
Total(%)		100

ECTS Allocated Based on Student Workload

Activities	Quantity	Duration (Hour)	Total Workload (Hour)
Midterm exam	1	1	1
Preparation for Quiz
Individual or group work	14	3	42
Preparation for Final exam	1	30	30
Course hours	14	3	42
Preparation for Midterm exam	1	30	30
Laboratory (including preparation)
Final exam	1	1	1
Homework
Total Work Load			146
Total Work Load / 30 (h)			4.86
ECTS Credit of the Course			5

Language of Instruction

Turkish

Work Placement(s)

Programme Qualifications / Learning Outcomes

	LO1	LO2	LO3	LO4	LO5	LO6	LO7
K1
K2
K3
K4
K5
K6
K7
K8
K9
K10