Information Package
baskent.edu.tr

Program of Banking and Finance

BANK421

CREDIT POLICY AND EVALUATION

Course Code
BANK421
Semester
Seventh Term (Fall)
Theory+Practice
3 + 0
ECTS
5
Course TypeCompulsory Course
Course LevelBachelor's Degree
Year of Study4
SemesterSeventh Term (Fall)
ECTS5
Name of Lecturer(s)
Learning Outcomes

At the end of this course, the students;

  1. Define credit and explain credit elements.
  2. Explain basic credit rules (10C and 3D).
  3. Gain knowledge about the reasons for financing needs in businesses and the factors affecting loan pricing.
  4. Make financial statements suitable for analysis.
  5. Master the analysis techniques used in credit analysis.
  6. Have knowledge about early warning systems within the scope of credit management.
  7. Discuss how bad loans can affect banks and the economy.
Mode of DeliveryFace to face
PrerequisitesNo
Recommended Optional Programme ComponentsNone
Course DescriptionThis course covers the evaluation of the quantity and quality of business assets, the analysis of the structure and assessment of business resources, the collateralization characteristics of assets, and the measurement of the reliability of financial statements.
Course Contents
WEEK TOPICS
1st Week Definition of credit and its elements.
2nd Week Credit types and credit pricing
3rd Week Loan granting priciples.
4th Week Taking financial statement to a format that is convenient for analysis.
5th Week Methods used in credit analysis.
6th Week Used the analysis of credit rate analysis
7th Week Pro forma financial analysis technique and application areass
8th Week Midterm exam
9th Week Principles of credit analysis reports for editing.
10th Week Project papers.
11th Week Project papers
12th Week Project papers
13th Week Project papers
14th Week General Review
Recommended or Required ReadingBabuşcu, Ş., Hazar, A., & Ekim Kocaman, B. (2017). Kredilendirmede finansal tablolar analizi. Akademi Consulting.
Planned Learning Activities and Teaching Methods
  • Lecture
  • Discussion
  • Questions/Answers
  • Project
  • Presentation
Assessment Methods and Criteria
Quantity Percentage (%)
Mid-term 1 40
Total(%) 40
Contribution of In-term Studies to Overall Grade(%) 40
Contribution of Final Examination to Overall Grade(%) 60
Total(%) 100
ECTS Allocated Based on Student Workload
Activities Quantity Duration (Hour) Total Workload (Hour)
Midterm exam 1 1 1
Preparation for Quiz
Individual or group work 14 3 42
Preparation for Final exam 1 30 30
Course hours 14 3 42
Preparation for Midterm exam 1 30 30
Laboratory (including preparation)
Final exam 1 1 1
Homework
Total Work Load146
Total Work Load / 30 (h)4.86
ECTS Credit of the Course5
Language of InstructionTurkish
Work Placement(s)No

Programme Qualifications / Learning Outcomes

LO1 LO2 LO3 LO4 LO5 LO6 LO7
K1 X X
K2 X X X
K3 X X X
K4 X X X
K5 X X
K6 X X X
K7 X X
K8
K9 X X X
K10